Thank you for taking the time to read this Terms of Use & Privacy Policy ("Legal Policy").

By using this web site ("Site"), you signify your assent to this Legal Policy. If you do not agree with this Legal Policy, please do not use this Site. Ad Valorem Solutions LLC ("AVS") reserves the right, at its discretion, to change, modify, add, or remove portions of this Legal Policy at any time. Legal Policy changes are effective when posted on this Site.

This Site does not use cookies, and does not collect individual information about you except for information you may volunteer through a Site-supplied email link. AVS may track the Internet domain address from which users visit us and analyze this data for trends and statistics, but individual user information is anonymous.

This Site may contain links to web sites operated and maintained by third parties, over which AVS has no control. Legal policies on such linked sites may be different from AVS's Legal Policy. You access such linked sites at your own risk.

No part of this Site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without the express written permission of AVS. However, you may download one copy of this Site onto one computer for your personal, non-commercial home use only, provided you keep intact this Legal Policy. Modification or use of this Site's content for any other purpose is a violation of AVS's copyright and other proprietary rights.

DISCLAIMER: AVS makes no warranties or representations as to the accuracy of the content on this Site and AVS assumes no liability or responsibility for any errors or omissions in this Site's content.

LIMITATION OF LIABILITY: Under no circumstances, including, but not limited to, negligence, shall AVS be liable for any direct, indirect, incidental, special, consequential or punitive damages that result from the use of, or the inability to use, this Site. If you are dissatisfied with any of this Site's content, your sole and exclusive remedy is to discontinue using this Site.

Copyright 2005 Ad Valorem Solutions LLC, All Rights Reserved.